/* =========================================================
   GLOBAL
========================================================= */

:root {
    --navy: #07136b;
    --dark-navy: #11145f;
    --blue: #1260a0;
    --cyan: #20a7cc;
    --yellow: #f0ed00;
    --light-gray: #f2f2f2;
    --border: #d9dce5;
    --text-gray: #6b7280;

    --page-width: 80%;
    --max-width: 1250px;
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    margin: 0;
    padding: 0;

    font-family: Arial, Helvetica, sans-serif;

    color: var(--dark-navy);

    background: #ffffff;

    overflow-x: hidden;
}

img {
    max-width: 100%;
    display: block;
}

button,
input,
textarea,
select {
    font-family: inherit;
}

a {
    text-decoration: none;
}


/* =========================================================
   COMMON CONTAINER
========================================================= */

.container {
    width: var(--page-width);
    max-width: var(--max-width);
    margin-left: auto;
    margin-right: auto;
}





/* =========================================================
   PAGE TITLE / HERO (ABOUT THEME)
========================================================= */

.page-title .title-outer {
    position: relative;
    z-index: 2;
}

.page-title-badge {
    display: inline-block;
    color: #5cdba7;
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 2px;
    text-transform: uppercase;
    margin-top: 15px;
    margin-bottom: 12px;
}

.page-title .title {
    font-size: 46px;
    line-height: 1.25;
    margin-bottom: 15px;
    color: #ffffff;
    font-weight: 700;
}

.page-title .text {
    position: relative;
    color: #e2e8f0;
    font-size: 16px;
    line-height: 26px;
    max-width: 620px;
    margin-bottom: 25px;
}

@media (max-width: 992px) {
    .page-title .title {
        font-size: 38px;
    }
}

@media (max-width: 768px) {
    .page-title .title {
        font-size: 30px;
    }

    .page-title .text {
        font-size: 15px;
    }
}

@media (max-width: 576px) {
    .page-title .title {
        font-size: 26px;
    }
}


/* =========================================================
   PLANNING SERVICES SECTION
========================================================= */

.planning-section {
    width: 100%;
    padding-top: 90px;
    padding-bottom: 90px;
    background: #ffffff;
}

.planning-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 26px;
    width: 100%;
    margin: 0 auto;
}

.planning-card {
    background: #ffffff;
    border: 2px solid #4a80ec;
    border-radius: 18px;
    padding: 16px;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    transition: transform 0.25s ease, box-shadow 0.25s ease;
}

.planning-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 10px 25px rgba(74, 128, 236, 0.15);
}

.planning-img-box {
    width: 100%;
    height: 160px;
    background-color: #ffffff;
    border-radius: 12px;
    margin-bottom: 16px;
    flex-shrink: 0;
    overflow: hidden;
    display: flex;
    align-items: center;
    justify-content: center;
    border: 1px solid #e2e8f0;
    padding: 8px 10px;
    box-sizing: border-box;
}

.planning-img-box img {
    width: 100%;
    height: 100%;
    object-fit: contain;
    display: block;
    transition: transform 0.3s ease;
}

.planning-card:hover .planning-img-box img {
    transform: scale(1.03);
}

.planning-content {
    display: flex;
    flex-direction: column;
    flex-grow: 1;
}

.planning-title {
    font-size: 19px;
    font-weight: 700;
    color: #0b132b;
    margin: 0 0 8px 0;
    line-height: 1.3;
}

.planning-desc {
    font-size: 14px;
    color: #4b5563;
    line-height: 1.45;
    margin: 0 0 20px 0;
    min-height: 42px;
}

.planning-btn {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    width: 100%;
    padding: 12px 16px;
    background-color: #c4ccd3;
    color: #0b132b;
    font-size: 15px;
    font-weight: 700;
    border-radius: 10px;
    text-decoration: none;
    border: none;
    cursor: pointer;
    transition: background-color 0.2s ease, color 0.2s ease;
    margin-top: auto;
}

.planning-btn:hover {
    background-color: #07136b;
    color: #ffffff;
}

.planning-btn .btn-arrow {
    font-size: 16px;
    font-weight: 700;
    transition: transform 0.2s ease;
}

.planning-btn:hover .btn-arrow {
    transform: translateX(4px);
}


/* =========================================================
   WHY CHOOSE US SECTION
========================================================= */

.protection {
    position: relative;

    width: 100%;

    overflow: hidden;

    padding:
        70px 0;

    background: #f2f2f2;
}


/* =========================================================
   PROTECTION MAIN CONTENT
========================================================= */

.protection-inner {
    position: relative;

    z-index: 5;

    width: 80%;
    max-width: 1320px;

    margin: auto;

    display: grid;

    grid-template-columns:
        1.05fr .95fr;

    column-gap: 55px;

    row-gap: 30px;
}


/* LEFT SIDE */

.protection-left {
    position: relative;
}

.protection-left::after {
    content: "";

    position: absolute;

    width: 52px;
    height: 52px;

    top: 0;
    right: -5px;

    background-image:
        radial-gradient(#1eb2d4 1px,
            transparent 1px);

    background-size: 7px 7px;

    opacity: .85;
}

.protection-left .section-label {
    margin-bottom: 20px;
}

.protection-left h2 {
    margin: 0;

    max-width: 620px;

    color: var(--dark-navy);

    font-size: 38px;

    line-height: 1.22;

    font-weight: 700;
}


/* RIGHT SIDE */

.protection-right {
    padding-top: 2px;
}

.protection-right p {
    max-width: 520px;

    margin: 0 0 20px;

    color: #6d7685;

    font-size: 14px;

    line-height: 1.55;
}


/* =========================================================
   DISCOVER BUTTON
========================================================= */

.yellow-button {
    display: inline-block;
    padding: 11px 24px;
    border: none;
    border-radius: 6px;
    background: var(--yellow);
    color: #11145f !important;
    font-size: 13px;
    font-weight: 600;
    text-decoration: none !important;
    cursor: pointer;
    transition: all 0.3s ease;
}

.yellow-button:hover {
    background: #dedb00;
    color: #11145f !important;
}


/* =========================================================
   FEATURE GRID
========================================================= */

.feature-grid {
    grid-column: 1 / -1;

    display: grid;

    grid-template-columns:
        repeat(4, 1fr);

    gap: 20px;

    margin-top: 25px;
}


/* =========================================================
   FEATURE CARD
========================================================= */

.feature-card {
    min-height: 305px;

    padding:
        32px 25px;

    border:
        1px solid #d8dce5;

    border-radius: 12px;

    background:
        rgba(255, 255, 255, .12);

    text-align: center;
}


/* =========================================================
   FEATURE ICON
========================================================= */

.feature-icon {
    width: 83px;
    height: 83px;

    margin:
        0 auto 25px;

    display: flex;

    align-items: center;
    justify-content: center;

    border-radius: 50%;

    background: #ffffff;

    box-shadow:
        0 10px 25px rgba(0, 0, 0, .10);

    color: #0067bb;

    font-size: 30px;
}


/* =========================================================
   FEATURE CARD TEXT
========================================================= */

.feature-card h3 {
    margin:
        0 0 18px;

    color: var(--dark-navy);

    font-size: 19px;

    line-height: 1.35;

    font-weight: 700;
}

.feature-card p {
    margin: 0;

    color: #6c7582;

    font-size: 14px;

    line-height: 1.55;
}


/* =========================================================
   LARGE CIRCLE DECORATION
========================================================= */

.circle-design {
    position: absolute;

    z-index: 1;

    width: 500px;
    height: 500px;

    right: -120px;
    top: -70px;

    border:
        30px solid rgba(201, 211, 222, .55);

    border-radius: 50%;

    pointer-events: none;
}


/* =========================================================
   CTA IMAGE SECTION
========================================================= */

.cta-image {
    position: relative;

    width: 100%;

    height: 400px;

    background-image:
        url("images/family.jpg");

    background-size: cover;

    background-position: center;

    background-repeat: no-repeat;
}

.cta-overlay {
    position: absolute;

    inset: 0;

    background:
        rgba(24, 38, 106, .64);
}


/* =========================================================
   CTA CONTENT
========================================================= */

.cta-content {
    position: relative;

    z-index: 2;

    width: 100%;
    height: 100%;

    padding: 20px;

    display: flex;

    flex-direction: column;

    align-items: center;
    justify-content: center;

    text-align: center;

    color: #ffffff;
}

.cta-content h2 {
    max-width: 650px;

    margin: 0 0 22px;

    color: #ffffff;

    font-size: 42px;

    line-height: 1.25;

    font-weight: 700;
}

.cta-content p {
    max-width: 560px;

    margin: 0 0 25px;

    color: #ffffff;

    font-size: 14px;

    line-height: 1.5;
}


/* =========================================================
   LOGO STRIP
========================================================= */

.logo-strip {
    width: 100%;

    height: 55px;

    display: grid;

    grid-template-columns:
        repeat(6, 1fr);

    background: #ffffff;

    border-bottom: 1px solid #d9dce5;
}

.logo-item {
    display: flex;

    align-items: center;
    justify-content: center;

    padding: 10px 12px;

    border-right: 1px solid #d9dce5;

    color: #999999;

    font-size: 16px;

    font-weight: 600;

    text-align: center;

    white-space: nowrap;
}

.logo-item:last-child {
    border-right: none;
}


/* =========================================================
   PRODUCTS / FAQ SECTION
========================================================= */

.products {
    width: 100%;

    padding:
        70px 0 100px;

    background: #ffffff;
}


/* =========================================================
   PRODUCT HEADING
========================================================= */

.products-heading {
    position: relative;

    width: 80%;
    max-width: 1250px;

    margin:
        0 auto 45px;

    text-align: center;
}

.products-heading::before {
    content: "";

    position: absolute;

    width: 95px;
    height: 95px;

    left: 0;
    top: -20px;

    background-image:
        radial-gradient(#1eb2d4 1px,
            transparent 1px);

    background-size: 8px 8px;
}

.products-heading .section-label {
    margin-bottom: 20px;
}

.products-heading h2 {
    margin: 0;

    color: var(--dark-navy);

    font-size: 37px;

    line-height: 1.3;

    font-weight: 700;
}


/* =========================================================
   FAQ GRID & ACCORDION
========================================================= */

.faq-grid {
    width: 100%;
    max-width: 1200px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 22px;
    align-items: start;
}

.faq-item {
    background: #ffffff;
    border: 1.5px solid #e2e8f0;
    border-radius: 14px;
    overflow: hidden;
    transition: box-shadow 0.3s ease, border-color 0.3s ease;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.04);
}

.faq-item:hover {
    border-color: #cbd5e1;
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.08);
}

.faq-item.active {
    border-color: #055f37;
    box-shadow: 0 8px 30px rgba(5, 95, 55, 0.12);
}

.faq-question {
    width: 100%;
    padding: 20px 24px;
    background: #ffffff;
    border: none;
    outline: none;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 15px;
    text-align: left;
    cursor: pointer;
    transition: background-color 0.25s ease;
}

.faq-item.active .faq-question {
    background: #f0fdf4;
}

.faq-q-text {
    font-size: 16px;
    font-weight: 700;
    color: #0b132b;
    line-height: 1.4;
    transition: color 0.25s ease;
    flex-grow: 1;
}

.faq-item.active .faq-q-text {
    color: #055f37;
}

.faq-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 32px;
    height: 32px;
    min-width: 32px;
    background: #f1f5f9;
    border-radius: 50%;
    color: #0b132b;
    font-size: 13px;
    transition: transform 0.35s cubic-bezier(0.4, 0, 0.2, 1), background-color 0.3s ease, color 0.3s ease;
}

.faq-item.active .faq-icon {
    transform: rotate(45deg);
    background: #055f37;
    color: #ffffff;
}

.faq-answer {
    display: grid;
    grid-template-rows: 0fr;
    transition: grid-template-rows 0.35s cubic-bezier(0.4, 0, 0.2, 1);
    background: #ffffff;
}

.faq-item.active .faq-answer {
    grid-template-rows: 1fr;
}

.faq-answer-inner {
    min-height: 0;
    overflow: hidden;
    padding: 0 24px;
    color: #4b5563;
    font-size: 14.5px;
    line-height: 1.65;
    transition: padding 0.35s cubic-bezier(0.4, 0, 0.2, 1);
}

.faq-item.active .faq-answer-inner {
    padding: 18px 24px 22px;
    border-top: 1px solid #f1f5f9;
}


/* =========================================================
   FOOTER
========================================================= */

.footer {
    width: 100%;

    padding-top: 60px;

    background: var(--navy);

    color: #ffffff;
}

.footer-content {
    width: 80%;
    max-width: 1250px;

    margin: auto;

    display: grid;

    grid-template-columns:
        2fr 1fr 1fr 1fr;

    gap: 60px;

    padding-bottom: 50px;
}

.footer-logo {
    margin-bottom: 15px;

    color: #ffffff;

    font-size: 25px;

    font-weight: 700;
}

.footer h3 {
    margin-bottom: 15px;

    color: #ffffff;

    font-size: 15px;
}

.footer p,
.footer a {
    display: block;

    margin: 7px 0;

    color:
        rgba(255, 255, 255, .70);

    font-size: 11px;

    line-height: 1.5;
}

.footer a:hover {
    color: #ffffff;
}

.copyright {
    padding:
        18px;

    border-top:
        1px solid rgba(255, 255, 255, .15);

    color:
        rgba(255, 255, 255, .65);

    font-size: 10px;

    text-align: center;
}


/* =========================================================
   RESPONSIVE - 1200px
========================================================= */

@media (max-width: 1200px) {

    .hero-title-card {
        left: 10%;

        width: 500px;

        min-height: 290px;

        padding:
            60px 40px;
    }

    .pricing-grid {
        width: 90%;
    }

    .protection-inner {
        width: 90%;
    }

    .faq-grid {
        width: 90%;
    }

}


/* =========================================================
   RESPONSIVE - 992px
========================================================= */

@media (max-width: 992px) {



    .service-hero {
        min-height: 420px;
        padding: 70px 0;
    }

    .service-hero-title {
        font-size: 38px;
    }

    .planning-grid {
        grid-template-columns:
            repeat(2, 1fr);
        gap: 20px;
    }

    .protection-inner {
        grid-template-columns: 1fr;
    }

    .feature-grid {
        grid-template-columns:
            repeat(2, 1fr);
    }

    .protection-left h2 {
        max-width: 700px;
    }

    .footer-content {
        grid-template-columns:
            repeat(2, 1fr);
    }
}


/* =========================================================
   RESPONSIVE - 768px
========================================================= */

@media (max-width: 768px) {

    .service-hero {
        min-height: 380px;
        padding: 60px 0;
    }

    .service-hero-title {
        font-size: 32px;
    }

    .service-hero-text {
        font-size: 15px;
    }

    .planning-section {
        padding-top: 60px;
        padding-bottom: 60px;
    }

    .planning-grid {
        grid-template-columns: 1fr;
        gap: 20px;
    }

    .protection {
        padding:
            50px 0;
    }

    .protection-inner {
        width: 90%;
    }

    .protection-left h2 {
        font-size: 30px;
    }

    .feature-grid {
        grid-template-columns:
            repeat(2, 1fr);
    }

    .cta-image {
        height: 320px;
    }

    .cta-content h2 {
        font-size: 30px;
    }

    .logo-strip {
        grid-template-columns:
            repeat(3, 1fr);

        height: auto;
    }

    .logo-item {
        height: 70px;
    }

    .products-heading {
        width: 90%;
    }

    .products-heading h2 {
        font-size: 30px;
    }

    .faq-grid {
        width: 90%;

        grid-template-columns: 1fr;
    }
}


/* =========================================================
   RESPONSIVE - 576px
========================================================= */

@media (max-width: 576px) {

    .container,
    .header-inner {
        width: 90%;
    }

    .service-hero-title {
        font-size: 26px;
    }

    .service-hero-btn {
        width: 100%;
        justify-content: center;
    }

    .section-heading h2 {
        font-size: 25px;
    }

    .feature-grid {
        grid-template-columns: 1fr;
    }

    .feature-card {
        min-height: 250px;
    }

    .circle-design {
        width: 350px;
        height: 350px;

        right: -180px;
    }

    .cta-content h2 {
        font-size: 25px;
    }

    .logo-strip {
        grid-template-columns:
            repeat(2, 1fr);
    }

    .products-heading h2 {
        font-size: 25px;
    }

    .products-heading::before {
        display: none;
    }

    .footer-content {
        grid-template-columns: 1fr;
    }
}

/* =========================================================
   BIG CONTAINER + BIG FONT SIZE
========================================================= */

/* Main container */
.container,
.header-inner,
.protection-inner,
.pricing-grid,
.products-heading,
.faq-grid,
.footer-content {
    width: 90%;
    max-width: 1500px;
}


/* =========================================================
   HEADER
========================================================= */

.navigation {
    font-size: 16px;
}

.logo {
    font-size: 25px;
}

.header-btn {
    font-size: 14px;
    padding: 13px 25px;
}


/* =========================================================
   HERO
========================================================= */

.hero-title-card {
    width: 600px;
    min-height: 350px;

    padding: 75px 50px;
}

.hero-title-card h1 {
    font-size: 52px;
}

.hero-title-card p {
    font-size: 26px;
}


/* =========================================================
   SECTION LABEL
========================================================= */

.section-label {
    padding: 7px 14px;
    font-size: 14px;
}


/* =========================================================
   SECTION HEADINGS
========================================================= */

.section-heading h2 {
    font-size: 44px;
}

.protection-left h2 {
    font-size: 44px;
}

.products-heading h2 {
    font-size: 44px;
}


/* =========================================================
   PRICING CARDS
========================================================= */

.pricing-grid {
    width: 90%;
    max-width: 1500px;

    gap: 25px;
}

.pricing-card {
    min-height: 390px;
}

.plan-header {
    font-size: 18px;
    padding: 14px 8px;
}

.price {
    font-size: 55px;
    padding: 35px 35px 10px;
}

.price span {
    font-size: 22px;
}

.price small {
    font-size: 17px;
}

.pricing-card h3 {
    font-size: 17px;
    padding-left: 35px;
}

.pricing-card li {
    font-size: 14px;
    padding: 6px 0 6px 17px;
}

.purchase {
    width: 110px;
    padding: 10px 12px;
    font-size: 13px;
}


/* =========================================================
   WHY CHOOSE US
========================================================= */

.protection-inner {
    width: 90%;
    max-width: 1500px;

    column-gap: 70px;
}

.protection-right p {
    max-width: 600px;

    font-size: 17px;
    line-height: 1.6;
}


/* =========================================================
   FEATURE CARDS
========================================================= */

.feature-grid {
    gap: 25px;
}

.feature-card {
    min-height: 330px;

    padding: 40px 30px;
}

.feature-icon {
    width: 95px;
    height: 95px;

    font-size: 35px;

    margin-bottom: 28px;
}

.feature-card h3 {
    font-size: 22px;

    margin-bottom: 20px;
}

.feature-card p {
    font-size: 16px;

    line-height: 1.6;
}


/* =========================================================
   CTA
========================================================= */

.cta-image {
    height: 450px;
}

.cta-content h2 {
    font-size: 48px;
}

.cta-content p {
    font-size: 17px;

    max-width: 700px;
}

.yellow-button {
    padding: 14px 28px;

    font-size: 15px;
}


/* =========================================================
   LOGO STRIP
========================================================= */

.logo-strip {
    height: 55px;
}

.logo-item {
    font-size: 16px;
    white-space: nowrap;
}





/* =========================================================
   FOOTER
========================================================= */

.footer-logo {
    font-size: 28px;
}

.footer h3 {
    font-size: 18px;
}

.footer p,
.footer a {
    font-size: 14px;
}